Affordability
How much home loan can I afford?
Enter what you earn and what you already repay. No account, no phone number — just the number you came for.
Net monthly income
Take-home, after tax
Other monthly income
Rent, or a co-applicant's salary
Existing EMIs
Everything you already repay each month
Interest rate
a year
Tenure
repayment period
Cautious lender
₹46.1 L
Stricter banks, or a lower income band.
EMI about ₹40,000/month
Typical
₹57.6 L
Where most salaried applications land.
EMI about ₹50,000/month
Generous lender
₹69.1 L
Strong profile, clean credit history.
EMI about ₹60,000/month
Lenders cap your total EMIs at a share of income — usually 40% to 60%, varying by lender, income band and product. The spread above is that range, not three different offers. Every figure is indicative; the lender decides, and MORFGAGE is not a lender.
See which lenders your details actually match
This is arithmetic. Matching you against 179 products and 799 published criteria is the part that needs your full profile.
Check eligibility